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The 4 C’s of Credit & Why You Need to Know Them

The 4 C’s of Credit & Why You Need to Know Them

 What Are The Four C’s Of Credit? Credit History – Your history of payments, age of credit, and the total number of accounts you have controlled Collateral – Items of value that can be used as a safety net for your credit Capacity – Your...
Valentine’s Day Gifts for People on a Budget

Valentine’s Day Gifts for People on a Budget

 Budget Valentine’s Day Gift Ideas Homemade Cards Cool Socks Inexpensive Jewelry Music: The Food of Love Activities Besides Dinner & Movies Bath Salts Pretty Phone Case Stunning Picture Frame Personalized Coffee Mug Unique Flowers Valentine’s Day can be a...
Should I File for Bankruptcy? How to Know When to File

Should I File for Bankruptcy? How to Know When to File

Everyone goes through a rough patch financially, at least every once in a while. If the rough times keep coming, and your debts are fast outpacing your income, it might be time to consider filing for bankruptcy. Are you buried under a mountain of debt and wondering,...
Winter Activities for Families on a Budget

Winter Activities for Families on a Budget

 Winter Activities For On A Budget Plan Some Snow Day Fun Have A Bake-a-Thon Visit A Winter Festival Go For A Drive To See Holiday Lights Volunteer Host A Cookie Exchange Visit A National Park Make A Holiday Craft It’s the season of celebration and giving, and as fun...
Minimum Credit Card Payments vs Debt Settlement

Minimum Credit Card Payments vs Debt Settlement

Minimum Credit Card Payments vs Debt Settlement: The Difference  Nobody likes to live with debt, but for many of us, life in the red is a reality. When looking at ways to eliminate the burden of a negative balance, there are a number of routes you can take.    If...
Our Favorite Apps for Money Management

Our Favorite Apps for Money Management

Your Guide to the Best Money Savings Apps These days, everyone owns a smartphone. Our sleek and shiny companions are constantly at our side, but they’re capable of far more than just social media and selfies. When it comes to money management, mobile phones can become...
How to Choose The Right Savings Account

How to Choose The Right Savings Account

How to Choose The Right Savings Account So you want to open a savings account, but don’t know where to start? Well done, you’ve come to the right place. Choosing the right savings account boils down to deciphering which account will give you the highest interest rates...
Roundup of The Best Money Savings Podcasts

Roundup of The Best Money Savings Podcasts

Our Roundup of the Best Money Savings Podcasts Want to start making the most of your downtime? Podcasts make a commute to work or an hour spent ironing an opportunity for growth. We’re here to help you get out of debt and take control of your finances; so of course,...

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