How Does Credit Counseling Work?
Life can bring up unexpected events that put us in hard financial situations. Whether you have debt or have trouble paying your bills, there are services such as non-profit credit counseling and debt consolidation that might be able to help you get back on track. One...
The 4 C’s of Credit & Why You Need to Know Them
What Are The Four C’s Of Credit? Credit History – Your history of payments, age of credit, and the total number of accounts you have controlled Collateral – Items of value that can be used as a safety net for your credit Capacity – Your...
Valentine’s Day Gifts for People on a Budget
Budget Valentine’s Day Gift Ideas Homemade Cards Cool Socks Inexpensive Jewelry Music: The Food of Love Activities Besides Dinner & Movies Bath Salts Pretty Phone Case Stunning Picture Frame Personalized Coffee Mug Unique Flowers Valentine’s Day can be a...
Stop Living Paycheck to Paycheck: How to Budget and Save Money
How to budget and save money? Track All Spending Create And Stick To A Budget Set Money Aside First Get Out Of Debt Cut Back On Discretionary Spending Set A Financial Goal Are you one of those people who is constantly trying to make money stretch until their next...
What Does Your Credit Score Mean? Understanding Your Credit Score
If you have questions about your credit score, you’re not alone. Many Americans are confused about how to establish credit, how credit is calculated, and what can be done to improve a bad credit score. But the experts at CreditAnswers are here to help. Check out our...
Should I File for Bankruptcy? How to Know When to File
Everyone goes through a rough patch financially, at least every once in a while. If the rough times keep coming, and your debts are fast outpacing your income, it might be time to consider filing for bankruptcy. Are you buried under a mountain of debt and wondering,...
Winter Activities for Families on a Budget
Winter Activities For On A Budget Plan Some Snow Day Fun Have A Bake-a-Thon Visit A Winter Festival Go For A Drive To See Holiday Lights Volunteer Host A Cookie Exchange Visit A National Park Make A Holiday Craft It’s the season of celebration and giving, and as fun...
Minimum Credit Card Payments vs Debt Settlement
Minimum Credit Card Payments vs Debt Settlement: The Difference Nobody likes to live with debt, but for many of us, life in the red is a reality. When looking at ways to eliminate the burden of a negative balance, there are a number of routes you can take. If...
