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What Are the Benefits of Personal Budgeting?

What Are the Benefits of Personal Budgeting?

Creating a personal budget may sound like a way to restrict yourself from spending money on things you don’t need. In reality, you are simply telling your money exactly where you want it to go. You can allocate a specified amount for fun and spontaneity, while still...
Credit Card Debt Forgiveness: Is It Possible?

Credit Card Debt Forgiveness: Is It Possible?

If you’re struggling under a mountain of credit card debt, you might understandably be wondering how to get out of it. Maybe you’ve heard that your credit card debt can be forgiven. Credit card debt forgiveness is in fact a real option under certain circumstances, but...

What is Debt Relief? [Infographic]

Debt relief is when someone reorganizes their debt to alleviate the building pressure, either by paying it off completely at a discount or making it more manageable. People who benefit the most from debt relief programs are those who have a large amount of debt and...
How Do Debt Relief Programs Work?

How Do Debt Relief Programs Work?

People who are struggling under the burden of multiple debts, including credit card and personal loan debt, have a few options for paying it all off. One of those options is a debt relief program, also known as debt negotiations or debt resolution.  How do debt relief...
The Pros and Cons of Debt Consolidation

The Pros and Cons of Debt Consolidation

There’s something really empowering about being able to buy big-ticket items using credit. Whether you’re using a student loan to pay for grad school or a credit card to pay for the latest new smartphone, using credit absolutely has its perks. But paying off that debt...
How to Create a Budget to Pay off Debt

How to Create a Budget to Pay off Debt

Debt can be overwhelming, and trying to pay off multiple sources of debt at once—credit cards, student loans, car payments, and other financing—often seems impossible. It doesn’t help that life is full of expenses, such as home repairs, job loss, and medical bills,...
How to Start a Side Hustle That Makes Money

How to Start a Side Hustle That Makes Money

When money is tight, a little bit of extra cash can go a long way. But if you’re already working full-time or more, how are you supposed to earn extra money? That’s where a side hustle comes in. In today’s gig economy, there are a lot of opportunities to start a side...
10 Tips on How to Budget Effectively

10 Tips on How to Budget Effectively

Whether you’re trying to get out of debt or save up for your dream vacation, a budget can help you reach your financial goals more quickly. But creating and sticking to a budget is downright painful for many people. So how can you do it without wanting to throw in the...

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