Creating a personal budget may sound like a way to restrict yourself from spending money on things you don’t need. In reality, you are simply telling your money exactly where you want it to go. You can allocate a specified amount for fun and spontaneity, while still...
Credit card debt can be difficult to get rid of if you don’t have a plan in place. Simply making the minimum payments each month means very little progress and a payoff date that is years away. Fortunately, there are several ways to learn how to pay off credit card...
There are a number of options out there to help you manage and pay off your debt, but it can definitely be a challenge to figure out which one is right for you. Debt management and debt settlement are two options that sound similar, but are in fact quite different....
If you’re struggling under a mountain of credit card debt, you might understandably be wondering how to get out of it. Maybe you’ve heard that your credit card debt can be forgiven. Credit card debt forgiveness is in fact a real option under certain circumstances, but...
Debt relief is when someone reorganizes their debt to alleviate the building pressure, either by paying it off completely at a discount or making it more manageable. People who benefit the most from debt relief programs are those who have a large amount of debt and...
People who are struggling under the burden of multiple debts, including credit card and personal loan debt, have a few options for paying it all off. One of those options is a debt relief program, also known as debt negotiations or debt resolution. How do debt relief...
There’s something really empowering about being able to buy big-ticket items using credit. Whether you’re using a student loan to pay for grad school or a credit card to pay for the latest new smartphone, using credit absolutely has its perks. But paying off that debt...
Debt can be overwhelming, and trying to pay off multiple sources of debt at once—credit cards, student loans, car payments, and other financing—often seems impossible. It doesn’t help that life is full of expenses, such as home repairs, job loss, and medical bills,...
When money is tight, a little bit of extra cash can go a long way. But if you’re already working full-time or more, how are you supposed to earn extra money? That’s where a side hustle comes in. In today’s gig economy, there are a lot of opportunities to start a side...
Whether you’re trying to get out of debt or save up for your dream vacation, a budget can help you reach your financial goals more quickly. But creating and sticking to a budget is downright painful for many people. So how can you do it without wanting to throw in the...