Does Getting Married Affect Your Credit?
For most people, getting married means life is about to change in a million ways—some major, and some less significant. You might be moving into a new home, merging families, and deciding who’s in charge of everything from turning out the light at night to paying all...
How to Consolidate Credit Card Debt
Every time you open a credit card, you’ll get a credit limit, billing date, interest rate, and other terms you’ll need to keep track of if you want to maintain a good credit score. With all of the things you have to keep tabs on, it’s no wonder your finances can...
How to Get Out of Credit Card Debt
What entices people about credit cards is that they allow you to incur debt and keep your account open as long as you pay the minimum payment. People swipe and swipe and in no time, they find themselves buried deep in outstanding balances. Especially when medical...
What Is Chapter 13 Bankruptcy?
What Is Chapter 13 Bankruptcy? Let’s say you are drowning in mortgage debt due to unexpected medical bills. You want to keep your house and are thinking of possible ways to catch up with your payments. Chapter 13 bankruptcy could be an option for you. Chapter 13...
How to Budget and Live On $30,000 a Year
Living on $30,000 a year may seem tight, but by making the right choices and seeking proper resources, you can seamlessly navigate this journey. Since there are several factors to consider while budgeting, follow along as we provide tips and tricks for staying on...
How to File Chapter 7 Bankruptcy
There are many events in life, such as the loss of a job or a medical emergency, that can leave us in difficult financial circumstances. Chapter 7 bankruptcy can help you hit the refresh button. It doesn’t happen overnight, however, and it’s important to be prepared,...
How to Take a Great Family Vacation on a Budget
There are a lot of details to consider when planning a family vacation, including how much everything is going to cost. You have to factor in a place to stay, transportation, parking, food, and entertainment. And that doesn’t even count souvenirs or other extras that...
How Does Debt Consolidation Affect Your Credit?
When you’re struggling under a mountain of debt, the idea of debt consolidation can be appealing. It promises you’ll be able to pay off all your debts more easily with just a single loan. But how does debt consolidation affect your credit score? Is debt consolidation...
