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The Pros and Cons of Debt Consolidation

The Pros and Cons of Debt Consolidation

There’s something really empowering about being able to buy big-ticket items using credit. Whether you’re using a student loan to pay for grad school or a credit card to pay for the latest new smartphone, using credit absolutely has its perks. But paying off that debt...
How to Create a Budget to Pay off Debt

How to Create a Budget to Pay off Debt

Debt can be overwhelming, and trying to pay off multiple sources of debt at once—credit cards, student loans, car payments, and other financing—often seems impossible. It doesn’t help that life is full of expenses, such as home repairs, job loss, and medical bills,...
Does Getting Married Affect Your Credit?

Does Getting Married Affect Your Credit?

For most people, getting married means life is about to change in a million ways—some major, and some less significant. You might be moving into a new home, merging families, and deciding who’s in charge of everything from turning out the light at night to paying all...
How to Consolidate Credit Card Debt

How to Consolidate Credit Card Debt

Every time you open a credit card, you’ll get a credit limit, billing date, interest rate, and other terms you’ll need to keep track of if you want to maintain a good credit score. With all of the things you have to keep tabs on, it’s no wonder your finances can...
How to Get Out of Credit Card Debt

How to Get Out of Credit Card Debt

What entices people about credit cards is that they allow you to incur debt and keep your account open as long as you pay the minimum payment. People swipe and swipe and in no time, they find themselves buried deep in outstanding balances. Especially when medical...
What Is Chapter 13 Bankruptcy?

What Is Chapter 13 Bankruptcy?

What Is Chapter 13 Bankruptcy?  Let’s say you are drowning in mortgage debt due to unexpected medical bills. You want to keep your house and are thinking of possible ways to catch up with your payments. Chapter 13 bankruptcy could be an option for you.  Chapter 13...

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