debt settlement, debt management, debt settlement program - Credit Answers
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You Have The Right To Settle Your Debt


For a FREE consultation call 1-800-297-6417 or start by filling in the form below and one of our specialists will contact you.
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Why Debt Settlement? Bankruptcy Alternative!

 
  • Monthly Payments You Can Afford
  • Credit Card Debt Settlement Plans
  • Credit Card Debt Management Experts
  • Credit Card Debt Negotiation
  • No Obligation
  • Guaranteed Results
  • No Credit Check
  • Personalized Debt Solutions
  • Thousands Satisfied
  • Home Ownership Not Required
  • Do you consider your debt a problem too difficult to fix? You're not alone... The average American household carries tens of thousands of dollars in revolving debt. Along with the stresses of daily life, debt can cause you to feel as though there is no escape from the anxiety and the hopelessness that accompanies debt problems.
  • If you have at least $7,500 in credit card debt, call Credit Answers at 800-297-6417.
     
  • Give us 10 minutes and learn how we could save you thousands on your credit card debt.
     
  • Monthly debt settlement payments designed to fit your budget.
     
  • We offer FREE debt settlement consultations and the results are real.
     
  • Debt settlement on all unsecured debt including credit cards, medical bills, auto repossessions, and unsecured lines of credit.
     
  • Our debt management professionals are here for you 24 hours a day at 800-297-6417.
     
  • Do you want to settle your credit card debt? Then pick up the phone and call Credit Answers today at 800-297-6417.
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    Credit Answers Testimonials

    debt management testimonials "I believe in my heart that Credit Answers will help me down the path to become debt free*. With their program I will not only become debt free* in a short amount of time but I will save a lot of money." - Herminia R, NY
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    "Thank you for helping me turn around my out of control debt. This has been a stressful time for me. Your professional and courteous team talked me through the struggles of dealing with my personal debt and made me feel like I was their primary concern." - Marilyn W. Macon, IL
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    debt management testimonials "I look forward to tackling my credit card balances one at a time and the money I save monthly allows me to afford everyday life. I don't have to struggle to survive and I am still living up to my obligations." - Richard D, NJ
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    Debt Management Articles

     
    Get It Together: Tackle Tax Filing Stress Today
    Early organization can help you avoid last-minute panic and costly mistakes when preparing your taxes for the April 15 deadline. Here are a few tips from the Internal Revenue Service. more...
     
    Lose Your Debt Weight: Try A Cash-Only Diet
    Cash-only, or cash-mostly, spending may be a good practice to incorporate into your budget. The Wall Street Journal, found that consumers could save 12 to 18 percent of their income if they primarily used cash. more...
     
    Could Your Hobby Help You Earn Extra Income?
    A hobby may seem like a costly, time-consuming luxury for some. However, cultivating a special interest or skill could help you earn extra income to set aside toward your debt settlement savings. more...
     
    Identity Theft: Safeguard Yourself With These Tips
    Our personal information can get into the wrong hands in a variety of ways which could result in identity theft. The good news is that there are things you can do to help prevent thieves from compromising your identity. more...
     
    Overdraft Protection
    The term "bounce" or "bouncing" can refer to fun children's games or a cute newborn baby. However, when the word bounce is used to describe a check, negative thoughts may come to mind. more...
     
    Credit Report Countdown
    Practicing good budget and spending habits now could help you rebuild and maintain a good credit report and score in the future. Here are a few ideas that may help prepare you for takeoff. more...
     
    Debt Tips - Internet Crime, Don't Carry Debt, Economy Concerns Young Adults
    Heading into the new year, one must remember the sound prinicipals of getting out of debt. A recent Consumer Reports holiday shopping poll revealed that six percent of Americans, approximately 13.5 million consumers, continue to carry debt from last winter's holiday season. more...
     
    More Credit Card Holders See New Fees
    More and more credit card holders continue to see new fees on their monthly billing statements as credit card debt continues to increase. According to a report by ABC News, a Pew Health Group Safe Credit Cards Project recently revealed that credit card interest rates went up an average of 20 percent in the first six months of 2009. more...
     
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    Debt Resources

    debt solution resources Our debt resource center has information and tools that help you make those important decisions.
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    Debt Calculator

    Enter the amount of debt you owe and see exactly how long it will take to pay off your debt.
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    Debt Reduction Calculator
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    Debt Management

    debt management Our debt specialists work only for you. We will assist you on a one-on-one basis and develop a personal plan.
    Get Started Now
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    Debt Settlement

    Why should I settle my debt? Also known as Debt Negotiation, Debt Settlement gives consumers a means of dealing with their credit problems efficiently, without filing for bankruptcy. Debt settlement involves a personalized debt management plan that effectively enables a Debt Negotiator to negotiate a compromise with creditors to settle the debt.
    Debt Settlement
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    Debt Solutions

    In an effort to find a debt solution for your outstanding personal debt, you generally have five options to choose from. Credit Answers recognizes making a decision can be tough. Our debt settlement specialists are here to educate you and help you every step of the way.
  • Debt Settlement
  • Debt Consolidation
  • Credit Counseling
  • Bankruptcy
  • Do Nothing
  • Debt Solutions
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    BBB Response

    At Credit Answers, we take our commitment to customer satisfaction very seriously. We resolve every issue brought to our attention. Unfortunately, the BBB unfairly lumps all debt settlement companies into one category and unjustly has a new policy which refuses to evaluate companies on a individual basis.
    Learn More...
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    Careers

    Credit Answers, LLC, started in 2006, is a Debt Settlement company that serves consumers throughout the United States that have unsecured debt and are unable to meet their financial obligations. Operating since 2006, Credit Answers is located in Plano, TX.
    Open Positions
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    Association of Settlement Companies Goldline Certification
    International Association of Professional Debt Arbitrators
     
    Dallas 100 Award
     
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    DNB Verified SSL Cert
    TASC Seal TASC Disclosure
     
    *INDIVIDUAL RESULTS WILL VARY
    If you need legal or tax advice, you must consult with a licensed attorney or professional tax advisor.
    CreditAnswers, LLC is not a Credit Repair Organization and does not provide credit repair services.
    If you would like a quote for any financial service product please visit LendingMarket.com
    All claims relate solely to enrolled, unsecured debt, upon successful program completion.
    Not all creditors will negotiate unsecured debt. Program not available in all states.
    CreditAnswers, LLC does not provide legal, tax or investment advice.