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10 Tips on How to Budget Effectively

10 Tips on How to Budget Effectively

Whether you’re trying to get out of debt or save up for your dream vacation, a budget can help you reach your financial goals more quickly. But creating and sticking to a budget is downright painful for many people. So how can you do it without wanting to throw in the...
How to Take a Great Family Vacation on a Budget

How to Take a Great Family Vacation on a Budget

There are a lot of details to consider when planning a family vacation, including how much everything is going to cost. You have to factor in a place to stay, transportation, parking, food, and entertainment. And that doesn’t even count souvenirs or other extras that...
How Does Debt Consolidation Affect Your Credit?

How Does Debt Consolidation Affect Your Credit?

When you’re struggling under a mountain of debt, the idea of debt consolidation can be appealing. It promises you’ll be able to pay off all your debts more easily with just a single loan.  But how does debt consolidation affect your credit score? Is debt consolidation...
How Does Credit Counseling Work?

How Does Credit Counseling Work?

Life can bring up unexpected events that put us in hard financial situations. Whether you have debt or have trouble paying your bills, there are services such as non-profit credit counseling and debt consolidation that might be able to help you get back on track. One...

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