What We Do

 We help our clients settle their unsecured debt such as credit cards, lines of credit, personal loans and medical bills with their creditors typically for less than you owe.

CreditAnswers will work together with you as a team to help reach a fair debt settlement. In order for you to be successful in our debt settlement program, you will have to stay dedicated to your goal of becoming debt free. You will need to be disciplined with your budget, educated about your debt settlement program and have patience while your funds build towards the debt settlement. We encourage you to take action in settling your debt now because debt is cumulative and can rapidly snowball into much larger amounts.

In order to successfully complete the debt negotiation program, you will need to save monthly. Your savings budget is the minimum amount of funds that you will need to save monthly in order to complete the program schedule. The more money you save each month, the faster we can begin negotiations for you.

When you have accumulated sufficient funds, a settlement will be negotiated with your creditors.  Once you accept a settlement offer from your creditors, we will instruct you on how to fund the settlement from your accumulated savings.

In order for us to be successful, we realize you have to be successful. We've found the following Client Success Principles will serve you well in our program:

Be Informed

To be a successful client, you need to understand all aspects of your debt settlement program and make sure the program is right for you.

Spend Less Than You Make

No debt settlement program will work unless you are able to save money – that means you have to spend less than you make. We can't settle your debt unless you accumulate funds.

Have Patience And Perseverance

It takes time to settle your debt, you have to be focused on the long term relief you will get by staying focused on the end goal – financial freedom. It won't be easy – so be patient and persevere.