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Credit Answers > Debt Relief > Dealing With Creditors

Dealing With Creditors

 
What You Need To Know
 
Credit Answers understands that it can be very stressful and frustrating to receive an excessive amount of collection calls on a daily basis. Creditors know that an excessive amount of collection contact attempts can wear people down. A collector may be pleasant or rude but they all have the same purpose - to try and convince you to make a payment.
 
It is important you understand your rights as a consumer. Although creditors can legally continue to contact you, they may not harass you.
 
With the Credit Answers program we encourage you to send all correspondence from your creditors to us, such as collection notices, demand letters, statements, letters and settlement offers. Your personal debt settlement coach will teach you what you need to know.
 
  • Creditor Call Scripts
    What to say when a creditor calls.
     
  • Do's and Don'ts of Dealing with Creditors
    Things to remember when speaking with creditors.
     
  • Original Creditor Calls vs. Third Party Collection
    Determine who is calling you.
     
  • Legal Threats
    What to do when threatened with legal action, we always suggest you meet with an attorney.
     
  • Settlement Offers
    What to do when you receive an offer.
     
  • Interest, Late Fees and Penalties
    What happens to these charges from creditors.
     
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    *INDIVIDUAL RESULTS WILL VARY
    If you need legal or tax advice, you must consult with a licensed attorney or professional tax advisor.
    CreditAnswers, LLC is not a Credit Repair Organization and does not provide credit repair services.
    If you would like a quote for any financial service product please visit LendingMarket.com
    All claims relate solely to enrolled, unsecured debt, upon successful program completion.
    Not all creditors will negotiate unsecured debt. Program not available in all states.
    CreditAnswers, LLC does not provide legal, tax or investment advice.