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| Credit Answers > Debt Settlement > How It Works |
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You Are Now Taking The First Steps To Live Better Debt Free*
Contact Credit Answers by calling 800-297-6417 or fill in the form to your right.
We will customize a debt settlement plan designed to fit your budget and also explain the other options you may have at your disposal.
We will send you formal agreements prior to enrolling, so you can make an informed decision.
Fill out the enrollment forms and return with your recent creditor statements.
Once you enroll in the program, you will be assigned a settlement coach that will be with you every step of the way to insure you are not alone.
Budget and save monthly in order to successfully complete the debt negotation program.
Accept a settlement offer from your creditors until all accounts are settled and live better debt free*.
We are familiar with most creditors' policies regarding debt settlement. Leave the worrying to us.
Creditors may tell you that they do not work with debt settlement companies. While this may be true in some circumstances, a collection agency the creditor retains may work
with a debt settlement company. Credit Answers does not send out proposals to your creditor because we negotiate on your entire debt, not just the interest, such as
consolidation companies.
Credit Answers has a process for notifying the creditor at the appropriate time and we may not contact your creditor for some time. Most accounts are charged off by the
creditor in about 6 months* from the time you last made a payment to a particular creditor. This is typical of the collection process and can actually work to your benefit
during the negotiation process*.
When you have accumulated sufficient funds, a settlement will be negotiated and we will instruct you on how to fund the settlement from your accumulated savings. Your savings
budget, which has been set for you, is the minimum amount of funds that you will need to save monthly in order to complete the program schedule. Credit Answers encourages you
to save more money each month if you are able to. The more money you save each month the faster we can begin negotiations for you.
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Get Debt Relief Now!
For a free consultation call 1-800-297-6417 or start by filling in the form below and one of our specialists will contact you. We are here to help you 24 hours a day.
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