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BBB response
Credit Answers > BBB Response

BBB Response

 
At Credit Answers, we take our commitment to customer satisfaction very seriously. We resolve every issue brought to our attention. Unfortunately, the BBB unfairly lumps all debt settlement companies into one category and unjustly has a new policy which refuses to evaluate companies on a individual basis. Although our track record with the BBB is almost perfect, our rating does not reflect reality because the BBB will not analyze how we respond to clients.
 
Credit Answers Customer Service Mission Statement
 
The Credit Answers Settlement Services Team is committed to delivering world class customer service. We strive to achieve a true partnership with our clients and serve as their trusted advisor, guiding them through each and every step of the debt settlement process. Our Settlement Services Team is supported by an organization with over 100 years of combined debt settlement experience. Our Settlement Coaches uncover each client's unique, personal story and provide customized, individual attention. We become our client's personal advocate in their quest to Live Better Debt Free*. Our proven debt settlement program and team of professional negotiators have helped thousands of clients become debt free*. In 2008 alone, we settled over $23 million dollars of debt, saving our clients $14 million dollars. Credit Answers partners with our clients so they are never alone in their decision to Live Better Debt Free*.
 
USOBA Responds to the BBB's Rating System For the Debt Settlement Industry
 
At Credit Answers, we take our commitment to customer satisfaction very seriously. We resolve every issue brought to our attention. Unfortunately, the BBB unfairly lumps all debt settlement companies into one category and unjustly has a new policy which refuses to evaluate companies on a individual basis. Our rating with the BBB is not accurate. The United States Organizations for Bankruptcy Alternatives, a highly recognized trade association, recently reached out to the Better Business Bureau to discuss the BBB's contemplated new rating system for debt settlement companies. more...
 
Articles On The BBB
 
Below are some articles on the validity of the BBB rating system.
 
Settlement Companies Protest Better Business Bureau Rating System
 
Consumers who are considering working with a debt settlement company may find little help checking out those firms with the Better Business Bureau. "Under the BBB's new rating system, it is virtually impossible for a debt settlement company to be rated anything other than a 'D' or 'F'. Debt settlement companies help consumers who cannot pay the full amount of their unsecured debts negotiate reduced payoffs or "settlements" with creditors. These companies are becoming a popular option for debt-strapped consumers who are looking for a bankruptcy alternative but cannot pay back their full debts through credit counseling. more...
 
Is The Better Business Bureau's Rating Fine Or Flawed?
 
Businesses can pay to improve their rating with the Better Business Bureau under a system recently adopted nationwide. For years, the BBB, which has 111 U.S. chapters that pay to license the name, rated businesses as "satisfactory" or "unsatisfactory." About five years ago, the BBB of the Southland, which covers Orange, Los Angeles, Riverside and San Bernardino counties, came up with a system for grading businesses from A+ to F. The system has been tested and tweaked and in January was rolled out for the approximately 4 million companies in the BBB database. more...
 
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United States Organizations for Bankruptcy Alternatives
International Association of Professional Debt Arbitrators
Goldline Certification Dallas100 Award
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