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Ideas For Frugal Travelers
Discover new ways to travel, frugal answers for vacation lodging and how to save money on gas. If you are traveling singly or as a couple, Pod hotels might be the frugal answer for vacation lodging. Your reward might include practical, uniquely styled rooms available for a greatly reduced rate.
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Credit Checks and Employment: Are You At Risk?
A survey by the Society for Human Resource Management found that six out of 10 private employers conduct credit checks on at least some job applicants. So, what can you do if your credit is less than stellar?
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Congrats Grads! Let Better Spending Lead You To Success
Whether you're graduating from high school or finishing post-secondary eduction, the money decisions you make now could set the course for your financial future. Create A Budget That Works For You. If you are a high school grad heading to college or post-secondary training
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Can Buying In Bulk Boost Your Savings?
Would buying in bulk be beneficial to your budget? Could it help you save toward your debt settlement program? Warehouse retail chains can be tempting to join but before you hand over your hard-earned cash, consider whether the benefits would be worth the price of membership.
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Frugal Retirement Ideas
Good money management is crucial if you want to maintain financial stability and enjoy a fruitful retirement! So, how can you stretch your retirement dollar? Try these tips.
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Changes Coming For Bank Overdraft Fees
New guidelines may begin to impact some banking customers in the next several months as overdraft protection regulations go into effect. Various banks will not be providing ATM and debit card overdraft protection beginning July 1 for new accounts and August 15 for existing accounts.
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Credit Answers Has Been Listed as a Member of USOBA
The United States Organization of Bankruptcy Alternatives (USOBA) has selected Credit Answers to be a member of their prestigious organization. Exceeding all standards in the debt settlement industry, Credit Answers stands out as one of the best settlement firms in the country.
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DIY Home Tips Can Save You Money
Saving money for a debt settlement program can be stressful. When it comes to home improvement, small, inexpensive changes can make a big difference. Here are a few ideas that might help you spruce up your home.
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It Pays To Stay Healthy
Many Americans aspire to lose weight by following fad diets or buying gimmicks that promise unrealistic results. If you want to lose weight, but not money, here are some thoughts to keep in mind as you search for the best way to shed unwanted pounds.
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Fun, Frugal Ideas For Kids
If you're looking for some fun and inexpensive ways to keep the kids in your life entertained, you might not have to look further than your own backyard! While saving toward your debt settlement negotiation, it is important to save money and change your spending habits.
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Don't Let Poor Spending Habits Derail Your Budget
Without a plan and a clear financial goal, how can you expect to make saving for a debt settlement program a reality? Setting short, medium and long-term financial goals might break things down for you and help you visualize what you plan to accomplish.
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Tips To Tackle Poor Customer Service
A study by US News and World Report revealed that the average American business loses 15 percent of its customer base each year due to customer service issues. What should you do when you have a bad shopping experience?
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Ways Retailers Get Us To Spend Money
How many times have you walked into a store with the intention of buying only one or two items and left with several bags full of merchandise? This scenario is probably a common occurrence for most consumers.
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More Ways To Boost Your Reserve Account
Some suggestions on how to build your reserve account. We realize that everyone has a different set of circumstances. However, it is important to add money to your reserve account whenever possible so that you can obtain a debt settlement sooner!
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Old Fashioned Budget Ideas
It can be fun and interesting to look back at what our parents, grandparents and ancestors did to save money. Could any of those time-tested money savers help your budget?
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Learn To Be Frugal
Learn to be frugal not only your finances, but with your time as well. But being frugal doesn't necessarily mean that we have to miss out on things in life. It could simply require us to start making wiser financial decisions
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FTC Focuses On Free Credit Report Claims
The Federal Trade Commission aims to clear up some consumer confusion regarding television and website advertisements offering free credit reports. According to the FTC, the only company that truly offers a no-strings attached free credit report.
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Spring Cleaning with Online Auctions
In order to unload all of your things, you may want to consider online auctions, a selling tool of the new millennium. This online expedition only requires an Internet connection and basic navigation skills; a scanner or digital camera; and stuff to sell which you already have.
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DIY Car Checkups
Fifty-one percent of budget-conscious vehicle owners are handling more car care on their own compared to last year according to a survey by Honeywell Consumer Products Group. You don't have to be mechanically inclined to learn the basics of your vehicle and its components.
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Being Proactive Can Help You Survive a Financial Setback
Sometimes it takes just one unexpected setback or emergency to trigger a debt crisis. It is important to move ahead and find ways to get back on your feet again. Here are a few tips on how to stay proactive if life throws you a curve.
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Credit Answers Launches Updated Online Debt Management System
Credit Answers has launched an updated online debt management system which will enable its clients to more effectively manage their finances. Using the new debt management system, clients can effectively track their progress in Credit Answers' debt settlement program.
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Go Green! Let Earth-Friendly Budget Tips Take Root
It is possible to live an environmentally friendly lifestyle without breaking your budget. Here are a few suggestions that could help the environment and your debt settlement savings account.
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Credit Corner
A recent article by Kiplinger magazine revealed that Americans used their debit cards 28.4 billion times last year, compared with 21 billion credit-card purchases. Here are just a few advantages and disadvantages regarding debit and credit.
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Wedding on a Budget
Planning your special day doesn't have to drain your finances. If you are among the soon-to-be-married, some of these tips could help you cut costs. You may save money by doing your own research, using the internet to find do-it-yourself tips.
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Financial Organization
How organized are you when it comes to your financial life? If your finances are controlling you, here are a few tips to get back in the driver's seat!Consider Your Financial Goals. It may be a good idea to write your goals down on several sheets of paper.
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Bargain Hunting Can SAVE You Money & COST You Money!
Your quest to constantly save money can lead to a spending problem, also known as fanatical shopping. This spending personality tends to devote huge amounts of time before they spend any amount of money. Here are some thoughts that might enter the mind of a fanatical shopper
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Transition Budget
Various financial challenges face military families and individuals while saving for their debt settlement negotiation. Whether you are currently serving or have recently reentered civilian life, it is never too early or too late to plan for your financial future.
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Shop Smart Grocery Strategies
Make your list according to weekly specials. Without a list, you will be much more influenced by marketing strategies that encourage you to purchase higher profit items. Twenty percent of products in weekly circulars are already at or close to normal prices.
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With A Little Creativity, Dates Can Be Fun and Inexpensive
When it comes to dating, using a little creativity might help you save money toward your debt settlement savings and have more fun. Here are a few fun date suggestions.
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Get It Together: Tackle Tax Filing Stress Today
Early organization can help you avoid last-minute panic and costly mistakes when preparing your taxes for the April 15 deadline. Here are a few tips from the Internal Revenue Service.
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Lose Your Debt Weight: Try A Cash-Only Diet
Cash-only, or cash-mostly, spending may be a good practice to incorporate into your budget. The Wall Street Journal, found that consumers could save 12 to 18 percent of their income if they primarily used cash.
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| 2009 Debt Management Articles |
| 2008 Debt Management Articles |
