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| Credit Answers > Debt-Management-Articles-2009 > Keeping Your Pet Pals Happy |
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According to a recent survey by the American Pet Products Association (APPA), Americans spent more than $43.2 billion on their pets in 2008. That estimate is expected to increase in
2009 despite the economic recession. When it comes to pet care, keep in mind that an ounce of prevention may be equal to a pound of cure. Here are a few suggestions.
Communicate With Your Vet
Take your pet to its annual checkup if at all possible. Inform your vet of your financial situation. Yearly vet exams can recognize small problems that can lead to expensive health issues for you and your
pet down the road if not detected.
Before your appointment, you might want to list questions and concerns you have regarding your pet's care. Being prepared beforehand could eliminate the need for extra visits, saving you money for debt settlement.
Pet Health Insurance
This area may be overlooked since many pet owners assume that insurance is too costly. When considering pet insurance, consumers might want to research carriers and policies. Many carriers will reimburse
policyholders for routine exams. Go to petinsurance.com (Veterinary Pet Insurance-VPI) on the Web or call 888-899-4VPI to see if pet health insurance is an option for you.
Feeding Your Furry Friend
The Dollar Stretcher.com suggests talking to your vet about complete and balanced foods that fit within your budget. Also, ask your vet about proper feeding amounts. According to a National Pet Obesity
Awareness Study, approximately 44 percent of dogs and 57 percent of cats in the United States are overweight. An obese pet is more likely to suffer from diabetes, disease and joint pain, leading to
expensive vet visits throughout its life. You could purchase food and/or litter in bulk. This may appear to cost more at first but considering the unit cost could save you money in the long run. Think
about making some of your pet's food at home. Discuss recipe choices with your vet.
Spay and Neuter
Animals that are not spayed or neutered may be more likely to suffer health and behavioral problems. Contact your local Humane Society or shelter, explain your financial situation and see if they can
offer resources. Many municipally-operated animal shelters in the U.S. offer free or low-cost spay/neuter and vaccination programs.
Keep Pets Restrained
When pets are controlled and out of harm's way, they are less likely to suffer injuries or contract diseases that could harm their overall health.
Consider keeping your cat indoors. If you own a dog, make sure it is always on a leash, in a fenced area or under responsible supervision.
Groom Pets At Home
Be prepared to ask your vet or other professional about proper ways to trim your pet's nails at home to save money. Consider giving your pet a bath at home. Brush your dog or cat's fur regularly to avoid
hairballs, and consider brushing your pet's teeth at home as well. According to Parade Magazine, brushing your pet's fur and teeth yourself may prolong time between visits to the groomer.
Dental chews are available that are formulated to control buildup on your pet's teeth. Ask for these at your local pet retailer. It might also be a good idea to check that the treats are accepted by the
Veterinary Oral Health Council (VOHC).
Your local library could be a great resource for grooming guides or check for tips on the Internet.
Shop Smart
Eliminating extras like pricey carriers, expensive treats or fashionable 'doggie' couture can really make a difference.
Toys are important for pet exercise and activity, but they don't necessarily have to cost a lot of money. Someone with a little creativity and basic sewing skills can make accessories or soft toys such as
a simple catnip pouch.
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