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| Credit Answers > Debt-Management-Articles-2008 > Spare Change |
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High gas prices affect summer plans. According to a survey conducted by Zogby International, Americans are rethinking their summer vacation plans as well as their general philosophies
toward financial planning during this trying time. A third of all respondents (33%) say they will not go on vacation this summer, while 28% plan to spend less money than last year on
summer vacation. Almost three in four (72%) of these survey participants cite concern about fuel costs as a reason. Zogby International also completed another survey which revealed
that nearly half of Americans (45%) say they have significantly cut back on the amount they drive due to the price of gasoline. For tips on improving fuel efficiency,
visit www.ftc.gov/savegas.
Study reveals that consumers still cling to paper statements. A new report released today by Javelin Strategy & Research examines green banking issues, including consumer habits,
green banking behaviors and recommendations for financial institutions seeking to attract environmentally conscious consumers. Researchers found that although most consumers expressed
an interest in adopting green banking behaviors, three out of four consumers still receive paper statements. According to Javelin, if every U.S. household stopped receiving paper bills
and statements, 687,000 tons of paper would be saved every year - enough to circle the Earth 239 times.
Web site allows seniors to search for assistance. A significant amount of the elderly population, especially those with limited incomes and resources, are living in poverty. For
example, some 5 million seniors experience some form of food insecurity. Many others struggle everyday with meeting their basic needs. The National Council on Aging's (NCOA)
BenefitsCheckUp� strives to change that. Through its free, confidential online service, Americans 55 years and older can determine if they qualify for help with the costs of
groceries, prescription drugs, Medicare premiums, health care, utility bills, and in-home services. For more information on this program, visit www.BenefitsCheckUp.org.
Consumers are owed free credit reporting. TransUnion recently announced that it will soon begin providing eligible U.S. consumers up to nine months of free credit monitoring and
related services. The offering is part of a preliminary settlement of a class action lawsuit that has been pending for many years and arose from a business TransUnion discontinued
in 2001. The Class includes individuals who had an open credit account or an open line of credit from a credit grantor (including, for instance automobile loans, bank credit cards,
department store credit cards, other retail store credit cards, finance company loans, mortgage loans, and student loans) located in the United States anytime from January 1, 1987
to May 28, 2008. To receive credit monitoring and related services from the settlement, Class members must go to www.listclassaction.com.
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