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| Credit Answers > Debt-Management-Articles-2008 > |
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Debt Management Tips
A recent Consumer Reports study of owner costs shows that choosing a reliable three-year-old car instead of a new one can save drivers thousands of dollars over the first five
years. more...
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Banks Reduce Credit Limits
Recent news indicates that credit card companies may be reducing credit limits on consumer accounts in response to the troubling economy. Consumer Action, a non-profit consumer
advocacy organization, conducted a study this past summer entitled, Consumer Action's Credit Limit Survey. more...
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Overcome Common Financial Hurdles
During the course of your life, you will probably experience some sort of unexpected incident or emergency. We would like to offer you some basic tips that may help reduce the
impact of your finances. more...
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Making the Most of Gift Cards
In recent years, gift cards have become a popular present among gift-givers. The National Retail Federation (NRF) estimates that gift card sales will total $26.3 billion this
holiday season. more...
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Benefits of Shopping Online
Malls and department stores may not be bustling with as many customers this holiday season. According to Deloitte's 23rd Annual Holiday Survey, online retailing will continue to
grow this holiday season, with a record 71% of consumers spending at least part of their holiday budgets on the Internet. more...
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Staying Healthy is Worth the Money
Politicians and news reporters often discuss the rising cost of health insurance, a nationwide problem that affects many consumers. The U.S. Census Bureau reports that nearly
47 million Americans are uninsured. more...
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Sales Tactics To Make You Spend More With Credit
As you strive to settle your debts, most of you have made a commitment to rely on cash instead of credit cards. After you complete your debt negotiation program, you will
probably want to re-establish your credit. more...
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Children & Commercialism
Watching television commercials may seem like a harmless activity for children. However, companies use commercial spots and other advertising methods to promote new products to
young consumers. more...
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Do You Have a Spending Personality?
Many people have a primary spending personality that may affect how they use money. We will feature seven of the most common personalities including impulse buying, fanatical
shopping, passive buying, avoidance shopping, esteem buying, overdone buying and hot potato buying. more...
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Do You Have a Credit Card Emergency?
When you received a new credit card, you might have thought that you would only use it for emergencies. Unfortunately, every clothing, shoe and electronics sale became a reason
to use plastic cash. more...
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Frugal Do-It-Yourself
The phrase "do-it-yourself" or DIY mostly refers to home improvement or craft projects. In order to save money, you may be able to apply the DIY concept to other areas of your
life. more...
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Thrifty Organizational Ideas
Disorganization may cause additional stress in your life. It may also affect your finances. According to the National Association of Professional Organizers (NAPO), it costs an
average of $10 per square foot to store items in your home. more...
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Inspiring Thoughts
You have probably heard the saying, "Good things come to those who wait." This piece of inspirational advice could relate to your current debt situation. As much as you would like
to, you will probably not get out of debt overnight. more...
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Spare Change
This months spare change inclues: Internet risks declining, but still remain high. Many consumers surf for internet coupons. Verification systems may be violating privacy laws
more...
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C.A.R.D. Act Benefits Consumers
According to a 2007 survey conducted by Cardweb.com, the average credit card debt load is nearly $9,900. Based on an online poll of slightly more than 55,000 consumers, 61%
said they carry over debt each month on their credit cards.
more...
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Renting Tips
Despite difficult financial times, the National Multi Housing Council reports that the apartment industry is not affected. In fact, affordable rental units will be coming
available as desperate sellers try to rent out units that are just not selling in the current market.
more...
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Save Money at Resale Shops
Many consumers know that you can find good deals on pre-owned items at flea markets, Ebay, Craigslist, and various classified ads. In recent years, many franchise specialty
resale shops have emerged on the retail market.
more...
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It Pays to Stay Healthy
Many Americans aspire to lose weight by following fad diets or buying gimmicks that promise unrealistic results. In fact, the Federal Trade Commission (FTC) reports that Americans
spend $38 billion on weight loss products each year.
more...
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Inspiring Thoughts
At this time, the idea of your debt may consume every one of your thoughts and emotions. If you attempt to think about something else, you receive a call from a rude collector
and your worries and uncertainties become the forefront of your mind.
more...
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Overdraft Protection: Good or Bad?
The term "bounce" or "bouncing" can refer to fun children's games or a cute newborn baby. However, when the word bounce is used to describe a check, negative thoughts may come to
mind. Let's face it. Most of us have inadvertently miscalculated our checking account or forgotten about an automatic deduction. more...
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Spare Change: Debt Management Tips
High gas prices affect summer plans. According to a survey conducted by Zogby International, Americans are rethinking their summer vacation plans as well as their general philosophies
toward financial planning during this trying time. more...
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Frugal Living Encompasses Many Concepts
At one time, huge lines of credit may have inspired us to be overly generous. For example, you may have always insisted on "picking up the tab" when you dined with a group of friends
at an expensive restaurant. more...
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Summertime Tips to Keep Cool & Save Money
As the temperature rises during the summer months, air conditioners unleash comfortable cool air, soothing people from the scorching heat. This modern day convenience seems impossible
for most people to live without...until the electric bill arrives. more...
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Recent Grads Face Bleak Economy
Recently, many young adults have graduated from college and are getting ready to make the transition from college life to the "real world." Unfortunately, a recent data report from
Demos, a public policy organization, indicates that this generation of young adults may be the first not to surpass the living standards of their parents. more...
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Get Debt Relief Now!
For a free consultation call 1-800-297-6417 or start by filling in the form below and one of our specialists will contact you. We are here to help you 24 hours a day.
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